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PRIVATE HIRE VEHICLE LAW DRIVERS
PRIVATE HIRE VEHICLE LAW PROFESSIONAL

Home start cover: if you keep park your taxi at home, and you wake up to a dead battery, this will help get your car started in the morning.ĭepending on your experience, years without claims, convictions, car details or other important information, prices do vary.

Cyber and data protection: this is a relatively new type of coverage that protects your business data files such as contact or payment details.

PRIVATE HIRE VEHICLE LAW DRIVERS

Public liabilities coverage: helps pay your legal expenses in the event of legal action from your passengers or other drivers on the road.Personal use cover: if you use your vehicle for personal use once your off work.Vehicle replacement: if you’re in a no-fault accident, this add-on will replace your vehicle.No claims bonus: if you’re a safe driver, with no tickets and a low number of claims, this bonus can earn you a lower premium.Uninsured loss recovery: which protects you against accidents and damage caused by uninsured drivers.Breakdown and recovery assistance: if your car should break down on the road, the insurance provider sends help to get your vehicle back up and running.In addition to private hire insurance coverage, you may find that some insurance providers also include add-ons you can purchase that are combined with your policy. This type of coverage will protect your passengers, you, your vehicle and your business. And don’t forget that by law you’re required to have private hire taxi insurance. This is why you need private hire taxi insurance.

As a private hire driver, you’ll face a higher risk of accidents and injuries. You may also be spending a great amount of driving time in cities, where traffic is more congested. If you’re running a private hire taxi service, you’ll be driving long hours at all times of the day. These taxi services are usually connected to a radio system, phone, or even an app, which passengers can use to pre-arrange a ride. Private hire taxis are not allowed to pick up passengers from designated stands or on the side of the road, like public hire taxi services.Įxamples of private taxis include Uber, minicabs, etc.

PRIVATE HIRE VEHICLE LAW PROFESSIONAL

Private hire insurance is a type of coverage that protects professional taxi drivers and their vehicles and are licensed to pick up passengers who pre-book a ride.